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Terms and Conditions of Use – Clubio

Last Updated: 21st December 2025

These Terms and Conditions of Use ("Terms" or "Terms of Use") govern your access to and use of the Clubio website (https://www.clubioapp.com), related subdomains, and the Clubio mobile applications (Android & iOS) (collectively, the "Platform").

Please read these Terms carefully before registering, accessing, or using the Platform. By using the Platform, you agree to be bound by these Terms and the Privacy Policy, which together constitute a legally binding agreement between you and IncubeX IT Ltd. ("Company", "Clubio", "We", "Us", "Our").

1. Legal Nature of This Document

This document is an electronic record under the applicable laws of Bangladesh, including the Information & Communication Technology Act and relevant rules. It does not require physical or digital signatures.

The Platform is provided to you under a revocable, limited, non-exclusive, non-transferable license.

2. Acceptance of Terms & Eligibility

a. By accessing or using the Platform, you confirm that you have read, understood, and agreed to these Terms and the Privacy Policy.

b. You must be at least 18 (eighteen) years of age to use Clubio. If you are below 18, usage must be supervised and consented to by a legal guardian.

c. If you are registering or using the Platform on behalf of a Club, Association, Organization, or Community ("Direct Customer"), you confirm that you are legally authorized to do so.

d. You agree to provide true, accurate, current, and complete information and to update such information when necessary.

3. Account Registration & Security

a. To access most features, you must create an account by completing the registration process.

b. You may be required to verify your account via OTP, password, or other authentication mechanisms.

c. You are solely responsible for:

  • Maintaining confidentiality of login credentials
  • All activities conducted through your account

d. Clubio is not responsible for unauthorized access resulting from your failure to secure your credentials.

e. If we suspect false information, misuse, or security compromise, we reserve the right to suspend or terminate your account.

4. Types of Users

a. Individual Members

Registered users who are members of clubs or communities.

b. Club Administrators

Authorized representatives managing club data, members, content, and activities.

c. Super Admin (Company-Controlled)

Company-level administrators managing platform-wide operations.

Clubio shall not be liable for misuse of data or permissions by Club Administrators.

5. Services Provided

a. Clubio is a technology platform that enables:

  • Club and member management
  • Posts, feeds, reels, notices, bulletins
  • Events, attendance, polls, elections
  • Projects and donations
  • Communication and engagement tools

b. Clubio does not guarantee outcomes, participation, donations, or success of any club activity.

c. Any payments, donations, or financial transactions facilitated via the Platform are subject to applicable third-party payment gateway terms.

d. Clubio may introduce, modify, suspend, or discontinue any feature at its discretion.

6. Role of Clubio

a. Clubio acts as an intermediary technology provider.

b. Clubio does not:

  • Verify accuracy of club-provided information
  • Take responsibility for decisions, elections, disputes, or fund usage
  • Perform background checks on club members or administrators

All responsibilities lie with the respective club or organization.

7. Communications Consent

By registering, you consent to receive communications via:

  • Email
  • SMS
  • Push notifications
  • Phone calls
  • WhatsApp (where applicable)

You may manage notification preferences through the Platform.

8. Third-Party Services & Links

The Platform may include links or integrations with third-party services (payment gateways, advertisers, analytics tools, etc.).

Clubio:

  • Does not control third-party content
  • Is not responsible for third-party terms or practices

Accessing third-party services is at your own risk.

9. Intellectual Property Rights

a. All content, software, trademarks, logos, designs, and materials on the Platform are the exclusive property of IncubeX IT Ltd. or its licensors.

b. You may not:

  • Copy, modify, distribute, reverse engineer
  • Use content for commercial purposes without written permission

c. Any infringement concerns may be reported to: support@clubioapp.com

10. Prohibited Conduct

You agree not to:

  • Violate any applicable law
  • Upload offensive, defamatory, obscene, or illegal content
  • Infringe intellectual property or privacy rights
  • Misuse platform features or data
  • Attempt unauthorized access or system interference

Violation may result in immediate account termination.

11. Suspension & Termination

a. Clubio may suspend or terminate access:

  • For violation of Terms or Privacy Policy
  • For fraudulent, abusive, or illegal activity
  • Without prior notice if required for security

b. Users may delete their account at any time.

No refunds are provided unless required by law.

12. Disclaimer of Warranties

The Platform is provided on an "AS IS" and "AS AVAILABLE" basis.

Clubio makes no warranties regarding:

  • Continuous availability
  • Error-free operation
  • Accuracy of user-generated content

13. Limitation of Liability

To the maximum extent permitted by law:

  • Clubio shall not be liable for indirect, incidental, or consequential damages
  • Total liability shall not exceed the amount paid by you to Clubio (if any)

14. Indemnity

You agree to indemnify and hold harmless Clubio, its directors, employees, partners, and affiliates against any claims arising from:

  • Your use of the Platform
  • Violation of these Terms
  • Violation of third-party rights

15. Modification of Terms

Clubio may update these Terms at any time. Continued use of the Platform constitutes acceptance of the updated Terms.

16. Governing Law & Jurisdiction

These Terms shall be governed by the laws of Bangladesh.

All disputes shall be subject to the exclusive jurisdiction of courts located in Dhaka, Bangladesh.

17. Grievance & Contact

For complaints or queries:

Email: support@clubioapp.com

Company: IncubeX IT Ltd.

Location: Dhaka, Bangladesh

18. Definitions

"User" means any individual or entity registered on the Platform

"Direct Customer" means a club or organization using Clubio

"Platform" means Clubio website, apps, and services